UK Mortgage Rates Rise Again: What It Means for Homeowners in 2026
Last Updated: 17 July 2026 UK Mortgage Rates are rising again as several major lenders increase selected fixed-rate mortgage deals following higher market borrowing costs. The latest changes could affect homeowners, first-time buyers and anyone planning to remortgage in 2026. In this guide, we explain why UK mortgage rates are increasing, who is affected and…