UK finance guides on money management, budgeting, interest rates, loans, credit scores, savings and tax. Practical articles to help you manage money better.
Ofgem and the Government have announced a one-off Debt Relief Scheme for energy debt from 2022 to 2024, launching in spring 2027. No application yet. Information only, not financial advice.
Never withdraw, always transfer. Cash ISA transfer rules, the 15 working day limit, part transfers, fixed rate penalties in pounds, and the step by step process, checked against GOV.UK.
TL;DR: If you miss a credit card payment in the UK, three things happen: your lender can charge a late fee of up to £12, interest keeps running on the unpaid balance, and the miss can be recorded on your credit file, where it stays for six years. One missed payment hurts less than repeated…
TL;DR: Revolut has launched unsecured personal loans in the UK, Reuters reported on 26 October 2026. You can borrow £2,000 to £25,000 at rates from 6.9% to 29.3%, but only a selected group of customers can apply first, and the rate you are offered is personalised to your credit file. Before applying, get your free…
TL;DR: Consumer confidence fell 11 points to -24 in October, the steepest monthly fall since April 2020, according to GfK. The major-purchase index is at its lowest in more than two years. It lands four days before the Autumn Budget and ahead of the Bank of England rate decision on 5 November. What does -24…
TL;DR: OakNorth Bank has raised its 24 Month Fixed Term Savings Account to 5.21% AER, joint top of the two-year fixed market with Oxbury Bank. You can open it with £1 and add money for 14 days after opening. £1,000 earns about £107 over two years and £5,000 earns about £535, with interest paid on…
View your credit score free in five minutes, without hurting it: the three free routes for Experian, Equifax and TransUnion, what to check line by line, and your free statutory report.
Seven UK drawdown providers’ charges, checked on their own pages on 23 October 2026 and totalled on a £100,000 pot: from £71.88 to £500 a year.
The FTSE 100 closed down 0.3% at 10,725.03 on Thursday 22 October 2026, while the FTSE 250 fell 0.93%, gold fell 2.36% to $4,052.20 an ounce and Brent crude rose 2.95% to $112.03 a barrel.
How to invest in the S&P 500 from the UK: the ISA route, fund charges from 0.03% checked 22 Oct 2026, withholding tax and currency maths on £10,000, and S&P 500 vs a global fund.