UK Mortgages

Finance
What Is an Offset Mortgage? How It Works and Whether It’s Worth It
ByEmily Harrington July 24, 2026October 26, 2026
Quick answer An offset mortgage links your savings account to your mortgage. Instead of earning interest on your savings, you do not pay mortgage interest on that same amount. If you have a £200,000 mortgage and £20,000 in a linked savings account, you only pay interest on £180,000. Your savings stay in the account and…
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UK Economy
Will UK Interest Rates Rise Again? How Higher Oil Prices Could Affect Your Mortgage
ByEmily Harrington July 16, 2026October 26, 2026
Published: 16 July 2026 • Updated: 1 October 2026 • Reading Time: 8 min read Millions of UK homeowners are asking the same question: will UK interest rates rise again? With oil prices climbing and inflation still under close watch, understanding what happens next could help you prepare for changes to your mortgage, savings and…
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