UK finance guides on money management, budgeting, interest rates, loans, credit scores, savings and tax. Practical articles to help you manage money better.
The FTSE 100 closed up 0.2% at 10,752.88 on Wednesday 21 October 2026, while the FTSE 250 rose 0.31%, gold rose 0.18% to $4,150.00 an ounce and Brent crude fell 0.31% to $108.45 a barrel.
Bank Rate is 3.75% and three MPC members already vote for a rise. The next decision is 5 November 2026. Our forecast, the scenarios, and what each one means in pounds for mortgages and savings.
The FTSE 100 closed down 0.3% at 10,733.00 on Tuesday 20 October 2026, while the FTSE 250 fell 0.06%, gold fell 0.47% to $4,140.40 an ounce and Brent crude fell 0.56% to $108.94 a barrel.
Joint savings accounts split interest 50/50, so a couple can use two Personal Savings Allowances on one pot. Best joint rates checked 20 October 2026, the £40,000 worked example, £240,000 FSCS cover and the traps to avoid.
The FTSE 100 closed down 1.1% at 10,764.69 on Monday 19 October 2026, while the FTSE 250 fell 0.63%, gold fell 0.50% to $4,160.00 an ounce and Brent crude fell 0.24% to $109.60 a barrel.
At least £36 billion a year goes unclaimed or unearned in the UK: £24.1 billion in benefits and social tariffs, plus about £12 billion in missed savings interest. The full Index, with every figure sourced.
Short answer: the capital gains allowance is £3,000 per person for 2026/27, and £1,500 for most trustees. You pay tax only on gains above that amount, after losses, at 18% or 24%. A couple holding an asset jointly gets £6,000 between them. The allowance cannot be carried forward, so unused allowance is lost each 5…
The FTSE 100 closed up 0.4% at 10,881.90 on Friday 16 October 2026, while the FTSE 250 rose 0.45%, gold rose 0.25% to $4,180.60 an ounce and Brent crude rose 3.46% to $109.59 a barrel.
Klarna reports Pay in 3 and Pay in 30 to Experian and TransUnion. What is reported, the £5 late fee, the six year mark and the new FCA rules.
The FTSE 100 closed up 1.1% at 10,840.35 on Thursday 15 October 2026, while the FTSE 250 rose 0.26%, gold rose 1.50% to $4,169.50 an ounce and Brent crude rose 0.16% to $106.23 a barrel.