How to Increase Your Credit Rating: 10 Steps That Work in the UK
How to boost your credit score in the UK: a 30, 60 and 90 day plan, electoral roll, utilisation under 30%, Experian Boost and error fixes.
What Is a Good Credit Score in the UK?
Good credit score bands on the new scales: Experian 0 to 1,250, Equifax 0 to 1,000 and TransUnion 0 to 999, compared in one table.
How to Check Your Credit Score for Free in the UK
Check your Experian, Equifax and TransUnion scores free in minutes. Current 2026 score scales, the soft-search guarantee, and a step-by-step UK guide.
Winter Fuel Payment 2026: Who Gets £100 to £300, When It Is Paid and How to Claim
The qualifying week for this winter’s Winter Fuel Payment has now passed, and letters telling people how much they will get are being sent during October and November 2026. Most eligible people are paid automatically in November or December and never need to claim. This guide shows how to work out what you should get,…
Energy Price Cap October 2026: What the £1,723 Rise Means for UK Bills
Ofgem’s October 2026 energy price cap rises 4% to £1,723. See what changes for UK gas and electricity bills, standing charges and tariffs.
US Dollar to UK Pound Forecast 2026: USD/GBP Outlook
The future forecast for the US dollar to UK pound exchange rate remains uncertain but recent market developments have been mildly favorable for the pound. The dollar has depreciated amid revisions in expectations about US interest rates and US treasuries, whereas the Bank of England has maintained the Bank Rate at 3.75%. There is the…
Self Assessment 2025–26: Deadlines, Tax Return Dates and HMRC Guide
The 2025–26 UK tax year ran from 6 April 2025 to 5 April 2026. If you need to report income for that tax year, the main deadline for an online return and payment is 31 January 2027. The tax year and the year in which you file are different, which is why this guide refers…
How to Boost Your UK Financial Health Score
Related guide: See our credit score ranges explained guide before taking steps to improve your financial health. Last Updated: 3 August 2026Moreover, content is reviewed periodically to help ensure information remains accurate and relevant. Financial health isn’t just about how much money you earn. It reflects how you manage income, savings, debt and long-term financial…
Proven Way to Get a Mortgage in Principle UK
By Emily HarringtonUK Personal Finance Writer specialising in mortgages and consumer financePublished: 31 July 2026Last updated: 26 October 2026 Disclaimer: This article is for general information only and doesn’t constitute financial or mortgage advice. Read our Editorial Policy for more information. If you’re planning to buy a home in the UK, getting a mortgage in…
What Is an Offset Mortgage? How It Works and Whether It’s Worth It
Quick answer An offset mortgage links your savings account to your mortgage. Instead of earning interest on your savings, you do not pay mortgage interest on that same amount. If you have a £200,000 mortgage and £20,000 in a linked savings account, you only pay interest on £180,000. Your savings stay in the account and…
